Legal Disclaimer & Terms
Effective Date: January 5, 2026
Education Only
THE FINANCIAL EVOLUTION™ and all associated courses, materials, and content are provided for educational purposes only.
Nothing on this platform, in our courses, or in any communication from us constitutes:
- Financial advice
- Investment advice
- Legal advice
- Tax advice
- Any form of professional consultation
No Recommendations
We do not recommend, endorse, or suggest:
- Buying or selling any financial product
- Investing in any asset class
- Taking any specific financial action
- Using any particular financial service or platform
Any examples, case studies, or references to financial instruments are used solely to illustrate educational concepts.
No Guarantees or Predictions
We make no claims, guarantees, or predictions about:
- Future financial performance
- Market movements
- Asset valuations
- Economic outcomes
- Investment returns
Past performance does not indicate future results. Historical examples are educational context, not predictive models.
Personal Responsibility
You are responsible for:
- Your own financial decisions
- Conducting your own research
- Consulting qualified professionals before making financial decisions
- Understanding the risks associated with any financial activity
We encourage you to seek advice from:
- Licensed financial advisors
- Certified public accountants
- Qualified legal counsel
- Other appropriate professionals
No Professional Relationship
Participation in THE FINANCIAL EVOLUTION™ courses or use of our materials does not create:
- A client-advisor relationship
- A fiduciary duty
- Any professional obligation on our part
- Any liability for your financial decisions
Risk Acknowledgment
Financial markets and systems involve risk, including:
- Loss of capital
- Volatility
- Regulatory changes
- Technological failures
- Other unforeseen circumstances
You acknowledge that:
- All financial decisions carry risk
- You understand these risks
- You accept full responsibility for your decisions
- We are not liable for any financial outcomes
Content Accuracy
While we strive for accuracy, we make no warranties regarding:
- The completeness of information
- The accuracy of third-party sources
- The timeliness of data
- The applicability to your specific situation
Financial systems, regulations, and technologies change. Content may become outdated.
Third-Party Links
We may reference or link to third-party resources for educational purposes.
We do not:
- Endorse these third parties
- Control their content
- Guarantee their accuracy
- Receive compensation for referrals (unless explicitly disclosed)
Geographic Limitations
Our educational content is general in nature and may not apply to your jurisdiction.
Financial regulations vary by:
- Country
- State/Province
- Local municipality
You are responsible for understanding and complying with your local laws.
No Income Claims
We make no claims about:
- Income you may or may not earn
- Financial outcomes from applying concepts taught
- Success rates of any strategies
- Benefits beyond education and understanding
The value of our courses is education and understanding, not financial gain.
Refund Policy
7-day money-back guarantee. If the course is not what you expected, request a full refund within 7 days of enrollment. No questions asked.
To request a refund, email: support@thefinancialevolution.com
Privacy Policy
We respect your privacy and are committed to protecting your personal information.
We do not sell your data.
We collect minimal information necessary to deliver course content and communicate with participants.
You have the right to:
- Access your personal data
- Request deletion of your data
- Opt out of communications at any time
Changes to This Disclaimer
We may update this disclaimer as needed. Continued use of this platform constitutes acceptance of any updates.
Contact
If you have questions about this disclaimer or terms, contact:
THE FINANCIAL EVOLUTION™
Email: legal@thefinancialevolution.com
Plain-English Summary
In simple terms:
We teach concepts. We don't tell you what to do with money.
You make your own decisions. You accept your own risks.
We're not financial advisors. We're educators.
If you need advice, talk to a licensed professional.
That's it.
Acknowledgment
By using this platform, you acknowledge that you have read, understood, and agree to this disclaimer.