Legal Disclaimer & Terms

Effective Date: January 5, 2026

Plain-English Summary

In simple terms:

We teach concepts. We don't tell you what to do with money.

You make your own decisions. You accept your own risks.

We're not financial advisors. We're educators.

If you need advice, talk to a licensed professional.

That's it.

Acknowledgment

By using this platform, you acknowledge that you have read, understood, and agree to this disclaimer.